Comparison
MaiGuard vs Generic International Fraud APIs
Generic fraud APIs are built for Western markets. MaiGuard is purpose-built for African fintech — with local currency support, regional compliance alignment, and signals tuned for mobile money and cross-border payment patterns.
Product capabilities described here are not regulatory certifications. Compliance requirements vary by jurisdiction — consult your legal team before relying on any claim.
African market focus
Signals, velocity baselines, and rule templates designed for NGN, GHS, KES, and other African currencies — not retrofitted from US/EU models.
Local compliance alignment
Designed with NDPR, POPIA, and regional regulatory contexts in mind. Audit trails, data residency options, and retention controls — verify fit for your jurisdiction.
Mobile money & agent banking
First-class support for mobile money flows, agent networks, and cross-border remittance patterns common in African payments.
Entity graph for mule detection
Graph analysis tuned for shared-device and shared-beneficiary patterns prevalent in emerging market fraud.
Developer-first integration
REST API, JavaScript SDK, webhooks, SQS, and file import — integrate in days, not months.